Where Are My Assets?

Florida Asset Protection Calculator

Florida Statute Protection Analysis

🛡️ Understanding Asset Protection in Florida

Florida law provides statutory protection for certain assets from creditors and legal judgments. This calculator helps you identify which of your assets are protected ("safe") and which remain vulnerable ("at risk"). Enter your asset values below to see your protection status and determine your insurance needs.

🛡️

Protected Assets

Legally Safe from Creditors

1 Pension
Florida Statute 122.15 and 222.21
$
2 IRA's
Florida Statute 222.21
$
3 Profit Sharing
Florida Statute 222.21
$
4 Pension Money from U.S. Government
Florida Statute 222.21
$
5 Annuities
Florida Statute 222.14
$
6 Life Insurance Cash Value
Florida Statute 222.13
$
7 One Auto (up to $1,000 max value)
Protected up to $1,000
$
8 One Primary Home with Homestead
FL Statute 222.01 & Section 4 Article X FL Constitution
$
9 Life Insurance Cash Value (Husband/Wife)
Florida Statute 222.13
$
Total Protected $0
⚠️

At-Risk Assets

Vulnerable to Creditors

i Stock
$
ii Bonds
$
iii Mutual Funds
$
iv Cash Savings Accounts
$
v Checking Accounts
$
vi Certificates of Deposit
$
vii Real Estate (Lots, Rentals, Other Homes)
$
viii Autos, RV's, Boats, and Planes
$
ix Personal Property
$
Total At Risk $0

Your Asset Protection Summary

Protected Assets
$0
Legally shielded from creditors
At-Risk Assets
$0
Vulnerable without insurance
Total Assets
$0
Combined asset value
Asset Protection Level 0%
Current Insurance Protection (Umbrella/Liability)
$

💡 Recommendation

Enter your asset values above to see personalized recommendations for protecting your wealth.

⚖️ Legal Disclaimer

This calculator is provided for informational purposes only and does not constitute legal advice. A local law firm supplied the statutory citations depicted above. You should consult with your personal attorney regarding the specific language contained in the statutes and what protection they provide for you.

This form is not designed to be all-inclusive in identifying the "Safe" and "At Risk" assets you may own, singly or jointly with others. Providing insurance protection does not eliminate your risk of loss due to claim. Proper estate planning is important in providing protection for your assets and its foregoing effects on your quality of life.

Florida Statute References:
• Pension & IRA's: FL Statute 122.15 and 222.21
• Annuities: FL Statute 222.14
• Primary Home: FL Statute 222.01 and Section 4 Article X FL Constitution
• Life Insurance: FL Statute 222.13